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Inventory Funding

Fundatio Inventarii

Transform unsold inventory into working capital — structured financing solutions that unlock liquidity from completed or near-completion projects.

Home Practice Areas Realty Finance Advisory Inventory Funding

What We Do

Unsold inventory is dead capital for developers. We facilitate inventory funding by structuring loans against ready-to-move or near-completion units, enabling developers to recycle capital into new projects. The funding is secured against the unsold units with title verification, OC/CC confirmation, and mortgage documentation handled in-house.

How It Works

Assessment of unsold inventory — unit count, valuation, OC/CC status
Title and encumbrance verification for the project and individual units
Structuring of loan against inventory with NBFC/HFC/AIF partners
Mortgage documentation and registration
Escrow mechanism for sales proceeds to service debt
Progressive release as units are sold

Legal Support

Occupancy Certificate (OC) and Completion Certificate (CC) verification
RERA compliance confirmation
Unit-wise title clearance for lender comfort
Tripartite agreements between developer, buyer, and lender
Mortgage deed preparation and registration
Power of attorney and authorisation documentation

Who This Is For

Developers with completed projects carrying unsold inventory, builders seeking to unlock capital for new land acquisitions or project launches, and real estate companies looking to optimise their balance sheets. We work across residential, commercial, and mixed-use inventory.

Related Services

"Consilium fidele, eventus certus"

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